Banco Compartamos IntroductionDecision making is one of the most important aspects of human life. First, there are many factors that determine our daily decisions, and failure to consider those decisions can put an individual or organization on the wrong path. This is likely true for any entity, regardless of its size, geographic location, or scope of operation. It therefore follows that awareness of the internal and external environment and a more service-oriented rather than profit-oriented approach are a determining factor in the success of a business. Sometimes it may take experience in an area to learn what exactly is right for the company. In this case, if you want to make considerable progress, a lot of patience and persistence may be required. It is not always the desire for profit and class that forces individuals to engage in business. Banco Compartamos is a commercial microfinance institution that has an interesting history, having slowly grown from scratch to become one of the most popular microfinance institutions in Latin America. The primary goal the founders had in mind was to help the poor, rather than do business. Opportunities are always available around us; what really matters is our ability to see such opportunities, the desire to turn them into business ideas and the courage to implement these ideas into them. Banco Compartamos is a commercial microfinance institution rather than a village bank. To date, the institution's expansion has seen it move significantly away from its pilot objective of providing loans to the poor. Analyzing the services provided by the Grameen Bank in Bangladesh, we notice a sort of direct attention to the poor. In particular, the loans are not upfront... half the paper... and the effect on the poor, as they give up what they own for the pockets of the rich. I believe this is the same situation that Banco Compartamos found itself in after the public offering. It is inevitable, and there are fewer options available as capital markets have all but closed their doors to non-profit institutions. This is to say that village microfinance has no place in the current business environment. The situation continues to worsen and the future will see the microfinance sector transform to become fully commercial to access the expansion funds of the rich. Investors will only seek out such institutions to invest their wealth in, driven by the desire for profit. This is obviously bad news for the poor, but the choices are really limited. Village microfinance can only survive where it can be fully sponsored by the government and other institutions.