Methods to protect your mobile phone while using e-banking. To access e-banking you need to use some electronic devices such as laptop, mobile phone... etc. Most accessed e-banking via mobile phone is increasing rapidly every year. Using online banking via mobile will force sensitive information to travel from the mobile device to the bank's website. To protect this important information, experts suggest some rules or tips. These rules can reduce the risks of e-banking via smartphone more than 40 times. %.The rules are as follows: Treat your phone like your computer. If we bank online, we need to make sure our laptops are protected from hackers and worms. The way we do this is by using some applications against worms and prevent hackers from accessing your devices. Furthermore, we should not save any passwords or sensitive information on our workstations or mobile devices. Many of us don't know exactly how we protect our smartphone? First we should set a password for the smartphone or any other device that contains our protected data. We can do this by going to our phone's settings. For example, on Android search for Location & Security and on iPhone search for Passcode Lock. It is also highly recommended to download security software to protect your mobile phone from attacks such as hackers and worms. Use remote access. One of the main dangers of mobile banking is that it is common to misplace or misplace your cell phone in some places. We should think about it, we need to find a way to track our smartphone. Different cell phones have different software that does this. For example, Lookout software for Blackberry. This software helps the user to find their software. Furthermore, some of these software have the function of erasing or deleting the information in the device... in the center of the card... id Steve Dispensa. “It is now easier than ever for banks to implement Phone Factor, independent of their online banking systems. Banks can take control of the implementation timeline and quickly deploy the service to their users.” (Spano, 2010) No specific security tokens are required for phone factor messaging, and there are no certificates or software needed for distribution to the end user. Therefore, the overall registration procedure is fully automated. There is no need to train users, rather only a little user support is needed for this purpose. User acceptance for the purpose of Phone Factor now continues to develop and increase rapidly across all types of industries, but the authenticated use along with security makes it truly ideal for e-banking. In the modern era, Phone Factor messaging is used on a large scale.