The challenge posed by the particular group sponsoring this scholarship, as I understand it, is to develop a strategy that will maximize the return on a $150,000 investment in cash, "whether in terms of financial profit or personal satisfaction... or both." Such a broad mandate makes it possible for me, and anyone else interested in considering such agreements, to develop new program guidelines for different objectives. So I'll do just that. I will propose, for the purposes of this assignment, two programs designed to maximize my personal financial return and another specifically designed to benefit the larger community as a whole, given the effects of the current recession. My reasons for developing separate plans stem from my contention that the various goals alluded to by the creators of the 2011 essay topic are quite distinct. Furthermore, I believe that attempting to reconcile such distinct objectives within a single program—that is, proposing an idea designed to benefit both myself and the broader community to a similar degree—would only weaken its overall impact. With this in mind, I will present my ideas on how to maximize my personal financial return on a $150,000.00 investment. With that much capital readily available, I could simply look for a few pieces of recently foreclosed property in a location relatively untouched by the subprime mortgage meltdown of 2008. A number of residential areas across the country, including some neighborhoods in close proximity to the my neighbor in Washington DC, they have such promising resources. My reasons for carefully selecting a neighborhood concern the potentially harmful impact of the decline... mid-paper... lace during the 1980s and 1990s that would similarly occur. By this I am referring to the fact that regulators and law enforcement agencies charged with reducing the prevalence of white-collar crime would be provided greater authority, more resources, and better vehicles with which to communicate government activities to the general public. public. While far-reaching and long-term in its setting, I believe this type of plan would maximize the potential of an initial $150,000.00 investment to do good for a community. If successful, public awareness would be created, fiscal priorities would change, new laws and economic incentives would be created, and homes would be built or renovated and then occupied by Americans made more economically secure by serious structural reform. Such a development would bring me great personal satisfaction.